How to find the cheapest car insurance – 3 ways – Car Loan
Based on the above reasoning, you understand that there are a couple of factors that you can influence on your own. However, if you are going to buy a car soon, it is probably only the price and performance you can influence. In short, you get a lower premium if you buy a less powerful and cheaper car. Other factors are those you can influence more in the long run.
When you take out car insurance for your new car, you can use three methods to get the price down. Read about them below.
Compare car insurance with different companies
An insurance company may not be the best at everything and the fact is that many companies focus their offerings on a fairly narrow target group and a fairly clearly designated car park. This means that prices can spread a lot between different insurance companies, even though it is about the same car, and you can benefit from that. Compare different companies in the same way you would compare private loans. For quick comparisons, you can use specialized services online.
Buy car brand insurance
Car brand insurances are car insurance policies that are developed in collaboration with an insurance company and a certain car brand. For example, there are Volvia for Volvo cars and BMW Original for the German car brand. For all such insurance, you will receive a premium that is tailor-made based on the factors we have reviewed above. You are therefore not at risk of losing any discount because the insurance company uses slightly more blunt templates.
It is important to remember, however, that car brand insurance often includes some extra service and supplementary insurance. These supplements you may not have any direct benefit from, but you still have to pay for them.
Combine home insurance and car insurance
Collecting multiple insurance policies with one and the same operator is a convenient way to save a few hundred dollars. The typical example is to choose the same insurance company for both the villa and the car. You will then normally receive a discount on either the car insurance premium or both premiums.