Reasons you might regret buying a townhouse

Photography by © Richard Gooding Photography

Whenever people buy a home, they tend to rush that decision. Then there is a huge regret afterwards. This is called “post-purchase guilt”. Most of them go through the following thought process: Why did I buy a house? Was it too big for me? I can’t believe I bought this expensive house just because I was in love with it! Your mind can’t stop thinking about all those regrets! But sometimes it takes you days or even months to realize the cost of your purchase and make the decision to sell your property. So if you’ve been lulled into the affordability and ease of buying a townhouse, you should consider the flip side: the regrets you might have. Read on to learn more about why you might regret buying a townhouse.

What are townhouses?

Townhouses are multi-story buildings attached to several other buildings and separated by one or two walls. Most townhouses have a similar structure and the same color. the interior and exterior are identical. They are cheap to buy and the property tax is low because they are usually small. Located in locations with shopping malls and plenty of security advantages, there are also many other benefits of buying a townhouse. Although buying a townhouse is beneficial due to its affordability and low maintenance cost; however, there are reasons why you might regret buying a townhouse.

Lack of privacy

A townhouse is usually separated by one or two walls, which means you can hear your neighbors from the other building. Imagine having a neighbor who likes loud music or a neighbor who has a baby. Noise can be very frustrating, making it nearly impossible to enjoy your free time or peaceful surroundings. A townhouse also shares common areas like a swimming pool, gym, playgrounds, etc. The homeowners association provides the pool for all residents, as opposed to having your amenities to yourself. Although some townhouses have their own backyard, most don’t, which doesn’t leave you the luxury of enjoying the fresh air in the backyard of your own home.

Photography by © Richard Gooding Photography

HOA restrictions

The rules and regulations set by the homeowners association are very strict, and sale of houses in the United States are expensive, which encourages people to choose townhouses. However, the restrictions associated with these houses are exhausting. Most associations have policies and rules regarding pets against business owners. Additionally, the rules are subject to change at any time. Therefore, you must be prepared to abide by any new rules that will be established over time.

HOA fees

Townhouses are cheap, but HOA fees are paid monthly to maintain the building of each house. They are subject to change over time, and they may increase over time, and it may be difficult to keep paying the fees.

In a townhouse, the HOA may have additional maintenance fees to add for unforeseen circumstances, and since most are township fees, it is not possible to extend your payment. It is important to save enough for unforeseen circumstances. After buying a townhouse, you have to pay a special assessment, and you can pay it before the purchase or during the required period. For example, one of the common areas could require repairs and these costs would have to be paid. Note that this is not part of the monthly HOA fee.


The resale value of townhouses is low and it is not easy to resell, especially if you are considering a fix and flip strategy. Also, when depreciated, the value of townhouses struggles to recover for a long time.

multi-storey life

Living in a multi-story apartment can be very stressful. Imagine having to go up the stairs to get to the bedroom, then back down to the kitchen, going back up to the laundry room at the same time. This can be difficult, especially for older people.

Photography by © Richard Gooding Photography

Confined space

The land space you have is limited. Although you own the building and the land, you do not have the option of having yard space like in a single-family home. You may not have enough space in your security boundaries for access.

Preference Restrictions

You are limited to the same apartment color and structure, and there is a lack of vibrancy and uniqueness in townhouses. You will find that you cannot choose your preferences in terms of color and remodeling your apartment. Most apartments have the same structure inside and out.

Complaints from neighbors

For very introverted people, townhouses might not be best for you. Townhouses primarily promote community living. You may have to respond to complaints against you for food flavor or other minor issues. Failure to respond to such complaints is sometimes accompanied by a fine and, in other cases, by a charge.


Buying a townhouse can be easier and more advantageous than buying a condo or a detached house. However, you might end up regretting buying or investing in them. To avoid this, fully access your preferences and what you can follow despite the benefits. You’ll be able to make more informed decisions and opt for other types of homes that suit you, and you won’t regret buying in the long run.

Images of the Victorian terraced townhouse designed by LLI Design – See the full story on Archiscene

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